In the past four years, flood-related losses from a string of catastrophic events - including 2017’s terrible trio of hurricanes, Harvey, Irma, and Maria, and the Mississippi River floods in 2019 - have shown that insurance plays a vital role in helping individuals, businesses, and communities recover from disasters. There is an urgent need for more flood insurance protection in the US. With Harvey, it is reported that only 17% of homeowners in the eight counties most affected by the hurricane were protected with flood insurance. Data suggests only 15% of Americans have a flood insurance policy, leaving an alarmingly large percentage of consumers exposed to flooding without protective coverage.
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